PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you.

Two general categories exist for loans, conforming loans and jumbo loans. The current conforming loan limits in California and the contiguous states, District of Columbia and Puerto Rico are as follows:

• Single Family Residence     $417,000
• 2 Units                               533,850
• 3 Units                               645,300
• 4 Units                               801,950

Jumbo Loans are those that exceed these limits for like properties as stated above. PacificOne actively participates in the processing and funding of both conforming and jumbo loans.

What loan program best fits your needs? At PacificOne we enjoy the process of explaining the various products and payment plans available to borrowers. Over the past decade, the lending industry has developed loan programs that compliment the specific needs of every borrower. From the thirty year fixed rate loans to the monthly adjustables, PacificOne's professional staff is ready to help evaluate and recommend the best loan program for you.