PacificOne offers a variety of loan programs to meet your needs. Whether you are looking for the security of a long term fixed rate or the flexibility of an adjustable rate, PacificOne has the loan for you.

Three general categories exist for loans, Agency Conforming, Agency High Balanced, and Jumbo. The current conforming loan limits in Los Angeles County are as follows:

Agency Conforming

• Single Family Residence    $417,000
• 2 Units                             $533,850
• 3 Units                             $645,300
• 4 Units                             $801,950

Agency High Balanced

• Single Family Residence    $625,500
• 2 Units                             $800,775
• 3 Units                             $967,950
• 4 Units                             $1,202,925

Jumbo Loans

Loans that exceed these limits for like properties as stated above. PacificOne actively participates in the processing and funding of both conforming and jumbo loans.

What loan program best fits your needs? At PacificOne we enjoy the process of explaining the various products and payment plans available to borrowers. Over the past decade, the lending industry has developed loan programs that compliment the specific needs of every borrower. From the thirty year fixed rate loans to the monthly adjustables, PacificOne's professional staff is ready to help evaluate and recommend the best loan program for you.